Credit Corp

FEBRUARY 5, 2024

This may help prevent hefty overdraft fees that some banks and credit unions charge. It’s important to note that prepaid debit cards don’t help build your credit. They also don’t accrue interest no matter what your balance is. Many major retailers, such as Walmart and Target, sell these cards.

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Better Credit Blog

MAY 10, 2022

Credit Card with Co-Signer: If you know someone with excellent credit, he or she could co-sign on your application. Gas Station or Store Credit Card: Some gas station chains and retailers, like Target, offer store credit cards that don’t require an established credit history.

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Collection Industry News

OCTOBER 17, 2023

Total credit card debt topped $1 trillion in the second quarter of 2023 for the first time ever. The average interest rate for all cardholders jumped to more than 21% in August, the highest on record, according to Federal Reserve data. Federally chartered credit unions have an 18% limit. Josh Hawley, R-Mo.,

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