Remove Accrued Interest Remove Loans Remove Original Creditor
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The “Least Sophisticated Debtor” Is Getting More Sophisticated, And Has An Improved Memory Too

FDCPA Defense

3d at 645-46 (the “unsophisticated consumer, with a reasonable knowledge of her account’s history, would have little trouble concluding that the ‘principal balance’ included interest charged by [the original creditor].”); McNair v. [iii] See Wahl , 556 F.3d Maxwell & Morgan, P.C. , 3d 859, 871 (D.

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