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In this article, we will walk you through Indiana debt collection laws and some of the many exemptions that help you keep your personal, real, or intangible assets when you file for a Chapter7 in the State of Indiana. What is Chapter7Bankruptcy? Debt Collection Laws: What Can Debt Collectors Do?
Chapter 13 creates a 3-5 year payment plan that lets you keep assets, but you need steady income and must owe less than $465,275 in unsecured debt. Credit cards, medical bills, and personalloans make up most unsecured debt that bankruptcy can eliminate. Chapter7bankruptcy remains on credit reports for 10 years.
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