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How to Tell If You Have a Credit Score

Credit Corp

These scores are determined by financial records that various credit reporting agencies collect and maintain, including your payment history, credit balances and bankruptcies. You may also face higher rates on your home and auto insurance premiums due to a poor credit score.

Lender 75
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A giant US hospital chain says it’s leading the fight against medical debt. Not all patients agree

Collection Industry News

The non-profit hospital system says it has revamped its billing and collection practices and boosted the number of patients who qualify for charity care. But for many patients, the hospital groups moves fall short of taking full responsibility for the years of real-world hardships its billing and collection practices have caused.

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Who Are the Major Credit Reporting Agencies?

Credit Corp

Consumer data collection began with punch cards and quickly progressed to magnetic tape. Credit reporting agencies collect consumer datamostly related to financial matters such as accounts and payments. The information in your credit report is provided to the bureaus by lenders and collection agencies.

Lender 52