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How to Remove Bankruptcy from a Credit Report

Sawin & Shea

Although bankruptcy is often the only solution to get your finances back in order if you are struggling under mountains of debt, it does show up on your credit report for years, even after the bankruptcy has been discharged. You can, however, make your credit better post-filing.

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Can You Get a VA Loan With Bad Credit?

Credit Corp

While there is no minimum requirement, most lenders prefer a credit score of 620 or above. A VA home loan is a mortgage backed by the Department of Veterans Affairs (VA) for service members, veterans, and their families. The purpose of VA loans is to help veterans purchase homes with lower interest rates and better terms.

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U.S. Student loan debt statistics you should know in 2023

Credit Corp

million Americans have student loan debt, which totals over $1.7 If you owe tens of thousands of dollars in student loan debt, you’re not alone. According to the Federal Reserve’s Consumer Credit report, 43.5 million Americans have some form of federal or private student loan debt. That’s 13 percent of the population.

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How to Fix Your Credit in 5 Steps

Credit Corp

Whether you realize it or not, your credit score can have a significant impact on your life. It can determine whether you can buy a home, get an auto loan, secure an apartment, and, in some cases, land a job. If your credit is anything less than stellar, you may need to ask yourself, “Is it time to fix my credit?”

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How to Check Your Credit Report for Identity theft

Credit Corp

Unauthorized credit card charges, bogus loan applications, missing money, and other financial violations make fraud a major nightmare. To keep fraud in check, you need to know how to check your credit report for identity theft, and how to deal with problems when they arise. Warning Sign 6: Public Records You Don’t Recognize.

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How To Remove Negative Items From Your Credit Report

Better Credit Blog

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Professional credit repair projects tend to take two to three months. Ads by Money.

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Understanding Why You Have So Many Different Credit Scores

Titan Consulting

Each company uses a proprietary algorithm to generate a consumer score based on five key factors : On-time payment of existing credit obligations. Amounts owed in relation to credit limits. Newly issued credit. Length of credit history. The mix of credit accounts (loans versus lines of credit).