Credit Corp

MAY 23, 2021

Sometimes, fraudsters make a lot of credit card and personal loan applications in a short period of time, so if you see a recent list of unknown inquiries, someone might be trying to steal your identity. Negative public records can substantially impact your creditworthiness. Warning Sign 6: Public Records You Don’t Recognize.

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Debt Guru

MARCH 6, 2020

Use the same formula that lenders rely on when evaluating a loan application. The result is a percentage that determines your creditworthiness – in short, if lenders believe you’ll be able to repay the loan. Keep in mind that your ratio typically excludes mortgage and student loans.

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Sawin & Shea

JUNE 7, 2023

If you have a co-signer associated with your debt or if you are a co-signer, you need to be aware of how financial liability works and what happens when the primary debtor declares bankruptcy. Fortunately, in this blog, we’ll unpack cosigner responsibilities when it comes to bankruptcy and debt.

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Credit Corp

MAY 10, 2023

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. A hard inquiry is a credit check that occurs when a lender or creditor reviews your credit report as part of a credit application or loan.

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Titan Consulting

MAY 17, 2020

Alternative credit sources that do not report to the credit bureaus can include payments for rent, utilities, service accounts, and personal loans. We work with consumers seeking debt consolidation loans, or who may be considering options like debt negotiation or bankruptcy.

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Better Credit Blog

MAY 4, 2022

These include transferring all your debt onto just one credit card as well as taking out a secured or unsecured personal loan—perhaps with the help of a professional debt consolidation company. You can combine credit card debt, car finance, personal loans, student loans, medical bills, payday loans, and other types of unsecured debt.

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Credit Corp

JULY 20, 2020

The creditor closes your account, which could be a personal loan, credit card, revolving charge account or another debt you’ve failed to pay as promised, and it’s charged off as a bad debt. Ongoing Apr: 12.99%, 17.99% or 22.99%, based on your creditworthiness. How Does Charged Off Debt Affect Your Credit Score.

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