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Chapter13bankruptcy is an invaluable financial tool for those struggling with overwhelming debt, and it can pave the way for a fresh start. Unlike Chapter 7 , Chapter13bankruptcy allows you to avoid liquidating your non-exempt assets. What Is a Chapter13Bankruptcy Filing?
Bankruptcy is a legal process that provides individuals and businesses relief from overwhelming debt. In Colorado, as in other states, there are specific types of bankruptcy that cover different financial situations. The two most common types are Chapter 7 and Chapter13bankruptcy.
A variety of factors determine if you’ll be able to discharge all of certain personal loans, including whether the loan is secured or unsecured and whether you file via Chapter 7 or Chapter13bankruptcy. If you fail to repay an unsecured personal loan, the lender cannot repossess your assets.
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