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When a person files for bankruptcy, they are typically seeking to ease their financial situation by getting rid of their debt. With a Chapter 13 bankruptcy, the debtor agrees to a payment plan to pay off their debt, which means they don’t have to surrender their property as collateral. Some criteria must be met.
Whether you are filing for Chapter7 or Chapter 13 , we can assist you, both with the process of filing and even after your bankruptcy has been discharged. Credit Scores: What Happens When You File for Bankruptcy? The two primary types of bankruptcy are Chapter7 and Chapter 13.
How Long Does a Bankruptcy Stay On Your Credit Report? The amount of time a bankruptcy stays on your credit report is determined by the type of bankruptcy you filed for. A Chapter7bankruptcy will be removed from your credit report automatically in 10 years because, in this case, none of the debt is repaid.
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