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Creditors are prohibited from contacting you after your petition is filed. While bankruptcy law forces you to sell some assets to repay unsecuredcreditors, the majority of Americans keep all of their property because of bankruptcy limits on the categories of assets that may be used to settle debts.
Dischargeable debts are those that can be eliminated through bankruptcy. Some common dischargeable unsecureddebts include: Credit card debt Personal loans Medical bills Utility bills Certain types of obligations without collateral However, all your debts cannot be discharged, even when you file bankruptcy.
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