Collection Agencies Collection Agent Credit Card Debt 
Better Credit Blog
APRIL 4, 2022
Debt collectors often don’t need to resort to tactics that break the law. They play with your emotions, tapping into your existing fears and stigmas about debt collection. But, under federal law, a legitimate debt collector must first successfully sue you in civil court to be able to garnish your wages.
National Service Bureau
MARCH 29, 2015
According to the Consumer Financial Protection Bureau there were 38,751 Debt Collection complaints filed in 2014, a 67% increase from the average rate in 2013. It is especially relevant when dealing with sensitive issues such as student debt or medical billing, where the circumstances are oftentimes out of the debtor’s control.
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