Account Recovery

MARCH 10, 2023

A plaintiff is accusing a collection operation of violating the Fair Credit Reporting Act and the Fair Debt Collection Practices Act by … The post Daily Digest – March 10. The post Daily Digest – March 10.

Collection Agencies 130

Collection Agencies Collections Agency Fair Debt Collection Collections 130

Nexa Collect

JUNE 23, 2023

Collection agency letters can impact debtors, depending on factors such as the debtor’s financial situation, emotional state, and knowledge of their rights and responsibilities. Here are some potential impacts: Stress and Anxiety : Receiving a letter from a collection agency can cause significant stress and anxiety for debtors.

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Collection Agencies Collections Agency Debtor Collections 100

Account Recovery

AUGUST 23, 2024

But a complaint filed by a plaintiff is accusing not one, not two, not three, but six different collection operations of failing to mark his six different accounts as disputed and alleging that those six operations, as well as two credit reporting agencies, violated the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

Collection Agencies 130

Collection Agencies Collections Agency Collections Fair Debt Collection 130

Nexa Collect

JUNE 21, 2023

If you ignore a debt collection agency, several potential consequences could affect your financial well-being and peace of mind: Persistent Contact : Debt collection agencies might persist in attempting to contact you through phone calls, letters, and possibly emails. This can be stressful and disruptive.

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Collection Agencies Collections Agency Credit Counselor Garnishment 100

Account Recovery

OCTOBER 10, 2024

A District Court judge in Virginia has dismissed the majority of claims against several defendants in a Fair Debt Collection Practices Act class-action lawsuit, but allowed one key claim against a collection agency to proceed.

Student Loans 246

Student Loans Student loans Fair Debt Collection Collection Agencies 246

Account Recovery

MAY 16, 2023

FDCPA SUIT TAKES ‘KNOWN OR SHOULD HAVE KNOWN’ TO NEW LEVELS A collector has removed a Fair Debt Collection Practices Act case originally filed in Florida state court to federal court, after it was accused of not knowing that an account had previously been placed with another collection agency, and that the debt had been …

Collection Agencies 130

Collection Agencies Collections Agency Fair Debt Collection Collections 130

Collection Industry News

SEPTEMBER 2, 2024

The Fair Debt Collection Practices Act (FDCPA) serves as a foundational piece of legislation protecting consumers from abusive debt collection practices. For businesses looking to streamline their debt collection process, adhering to FDCPA guidelines is essential for long-term success.

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Direct Recovery

JULY 31, 2024

Commercial debt collection agencies can be tremendously effective partners for almost any small business that offers credit to their customers. To be perfectly honest, there is not much that a commercial debt collection agency can’t do to help improve your company’s cash flow.

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Collection Agencies Collections Agency Collection Agent Third-party Debt Collectors 59

Nexa Collect

JULY 2, 2020

Need a Collection Agency for your Lab: Contact us. What causes these debts? . Many factors can cause these debts from the patient’s end but there are a few specific things about medical testing lab bills specifically that make them difficult. Written Notices sent by a Collection Agency.

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Collection Agencies Collections Agency Collections Debt collector 130

Better Credit Blog

AUGUST 31, 2020

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

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Fair Debt Collection Third-party Debt Collectors Collections Debt collector 53

Account Recovery

APRIL 8, 2024

A Utah Appeals Court has affirmed the lower court’s summary judgment ruling in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act because it filed a collection lawsuit against the plaintiff when it was not licensed under the Utah Collection Agency Act.

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Fair Debt Collection Collection Agencies Collections Agency Judgment 130

Account Recovery

OCTOBER 11, 2024

The credit and collection sector could be next. Why it matters: As collection agencies, debt buyers, fintechs, banks, and credit unions seek to improve consumer engagement, LLMs offer a potential solution for more natural and effective communication. What’s next: Just as LLMs in AVs operate within certain parameters (e.g.,

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Credit Unions Credit Unions Collections Fair Debt Collection 130

Account Recovery

NOVEMBER 8, 2024

The background: The case stems from a debt incurred by the plaintiff following medical care at a hospital. The plaintiff argued that the debt should have been covered by Washington’s Medicaid plan or through charity care, and thus she did not owe it.

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Fair Debt Collection Collection Agencies Collections Agency Judgment 130

Account Recovery

MAY 24, 2024

The Connecticut Department of Banking has issued a temporary order to cease and desist against a Texas-based collection agency for operating in the state without the required license. Order and Penalties […]

Fair Debt Collection 130

Fair Debt Collection Collections Collection Agencies Collections Agency 130

Account Recovery

NOVEMBER 13, 2024

The background: The case was initially brought by the plaintiff on behalf of herself and others similarly situated, alleging that the defendant had violated several laws, including the FDCPA and the North Carolina Collection Agency Act.

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Fair Debt Collection Collection Agencies Collections Agency Collections 130

Account Recovery

NOVEMBER 11, 2022

CLASS-ACTION ACCUSES COLLECTOR OF VIOLATING FDCPA, REGULATION F FOR NOT USING MVN A class-action complaint has been filed against a collection agency, accusing it of violating the Fair Debt Collection Practices Act and the provisions of Regulation F because it did not use a Model Validation Notice and allegedly used false and deceptive means to … (..)

Student Loans 246

Student Loans Student loans Loans Fair Debt Collection 246

Collection Industry News

SEPTEMBER 10, 2024

WASHINGTON — The Internal Revenue Service has awarded new contracts to three private-sector collection agencies for collection of overdue tax debts. 23, 2021, taxpayers with unpaid tax bills may be contacted by one of the following three agencies: CBE Group, Inc. Beginning Thursday, Sept.

Collection Agencies 40

Collection Agencies Collections Agency Collections Fair Debt Collection 40

Account Recovery

SEPTEMBER 6, 2022

The Court of Appeals for the Ninth Circuit has denied a collection agency’s appeal of the attorney’s fees awarded to plaintiff’s counsel by a District Court judge in a Fair Debt Collection Practices Act case, rejecting a number of arguments made by the agency why the award should be reduced.

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Fair Debt Collection Collection Agencies Collections Agency Collections 245

Account Recovery

JUNE 27, 2022

A lawsuit has been filed against a collection agency for violating the Fair Debt Collection Practices Act and the “debt parking” provisions of Regulation F — in what might be the first such lawsuit filed following the enactment of the debt collection rule last November.

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Collections 246

Account Recovery

AUGUST 9, 2022

PLAINTIFF SUES COLLECTOR OVER PAYMENT METHOD REQUIREMENT, LACK OF EMAIL OPT-OUT A collection agency has been sued for violating Regulation F and the Fair Debt Collection Practices Act because it said in a collection letter that it would accept multiple forms of payment, but when the plaintiff sought to make a payment, allegedly informed her … (..)

Fair Debt Collection 245

Fair Debt Collection Collection Agencies Collections Agency Collections 245

Account Recovery

JULY 19, 2022

CLASS-ACTION ACCUSES COLLECTOR OF VIOLATING FDCPA, FCCPA BY ADDING ‘ILLEGAL’ COLLECTION FEE A class-action lawsuit has been filed against a collection agency, accusing it of violating the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act because it allegedly added an “illegal” collection fee that represented (..)

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Consumer Collections 246

Account Recovery

JUNE 23, 2022

A District Court judge in New Jersey — taking the issue up all on her own — has ruled that a plaintiff lacks standing to sue a collection agency after accusing it of violating the Fair Debt Collection Practices Act because it used multiple addresses in a collection letter and because it purportedly used a … The post Judge Dismisses (..)

Fair Debt Collection 243

Fair Debt Collection Collection Agencies Collections Agency Collections 243

Account Recovery

JUNE 7, 2022

A complaint has been filed accusing a collection agency of violating the Fair Debt Collection Practices Act and Regulation F because it apparently did not use a Model Validation Notice and allegedly did not provide the itemization information required when it sent its first written communication attempting to collect on a debt.

Fair Debt Collection 245

Fair Debt Collection Collections Collection Agencies Collections Agency 245

Account Recovery

JUNE 27, 2022

COMPLAINT ALLEGES COLLECTOR VIOLATED REG F’S DEBT PARKING PROHIBITION A lawsuit has been filed against a collection agency for violating the Fair Debt Collection Practices Act and the “debt parking” provisions of Regulation F — in what might be the first such lawsuit filed following the enactment of the debt collection rule last November.

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Collections 246

Account Recovery

MAY 25, 2022

A complaint has been filed in federal court in California accusing a number of healthcare providers and a collection agency of violating state law as well as the Fair Debt Collection Practices Act by attempting to collect on a debt that was incurred as a result of injuries suffered while the plaintiff was working and … The post Complaint Accuses (..)

Creditors 246

Creditors Fair Debt Collection Collections Healthcare 246

Account Recovery

JUNE 21, 2022

A collection agency is being sued for allegedly violating the Fair Debt Collection Practices Act because it sent a text message to the plaintiff’s mother — who also had an account placed with the defendant — with the daughter’s name after the mother made a payment on her own account.

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Fair Debt Collection Collection Agencies Collections Agency Collections 241

Account Recovery

AUGUST 4, 2021

COLLECTION AGENCY DEFEATS MTD IN SUIT AGAINST S.C. AG SEEKING TO OVERTURN ANTI-SPOOFING STATUTE In what is certainly a first for me, a collection agency — which is represented by The Echols Firm — has defeated a motion to dismiss a lawsuit for lack of standing.

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Collections 246

Account Recovery

APRIL 8, 2022

A plaintiff has filed a lawsuit in Texas against a collection agency, alleging it violated the Fair Debt Collection Practices Act and Regulation F because it sent a collection letter that failed to include an itemization date while also allegedly including contradictory information as to whether interest on the underlying debt was actually accruing. (..)

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Collections 246

Account Recovery

APRIL 1, 2022

A District Court judge yesterday granted a plaintiff’s motion for summary judgment, ruling that a collection agency that allowed collectors and other staff to work remotely violated the Fair Debt Collection Practices Act and ordered the agency to bring all employees back to the office.

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Judgment 246

Account Recovery

JUNE 21, 2022

COMPLAINT ACCUSES COLLECTOR OF TEXTING MOTHER ABOUT DAUGHTER’S DEBT A collection agency is being sued for allegedly violating the Fair Debt Collection Practices Act because it sent a text message to the plaintiff’s mother — who also had an account placed with the defendant — with the daughter’s name after the mother made a payment … The (..)

Fair Debt Collection 245

Fair Debt Collection Collection Agencies Collections Agency Collections 245

Account Recovery

APRIL 28, 2022

A lawsuit has been filed in federal court in Georgia, alleging a collection agency violated the Fair Debt Collection Practices Act by violating Regulation F, and the Georgia Fair Business Practices Act by not making an opt-out statement conspicuous enough in an email message, even though the exhibit of the message in question clearly shows … (..)

Fair Debt Collection 244

Fair Debt Collection Collection Agencies Collections Agency Collections 244

Account Recovery

AUGUST 14, 2024

The Background: The plaintiff defaulted on a credit card debt that was owed to First Premier Bank. The collection activities for First Premier Bank were managed by Premier Bankcard, which, in some cases, placed accounts with third-party collection agencies, including the defendant.

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Credit Card Debt Fair Debt Collection Collection Agencies Collections Agency 130

Account Recovery

APRIL 1, 2022

It probably took a little while longer than everyone expected, but a class-action lawsuit has been filed against a collection agency for violating the Fair Debt Collection Practices Act because the Model Validation Notice it sent had the wrong scissors icon on it, among other issues.

Fair Debt Collection 246

Fair Debt Collection Collection Agencies Collections Agency Collections 246

Account Recovery

FEBRUARY 23, 2022

A class action lawsuit has been filed in North Carolina federal court against a hospital network and the collection agency it uses, accusing them of violating state law in North Carolina as well as the Fair Debt Collection Practices Act by overcharging him for a visit to the emergency room and using “aggressive, manipulative, and … The (..)

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Debt collector Fair Debt Collection Collection Agencies Collections Agency 243

Account Recovery

NOVEMBER 30, 2023

A collection agency and a healthcare provider in Oregon are being sued by an individual who is seeking $2 million in punitive damages because the provider has not complied with state and federal laws regarding charity care and financial assistance and violating the Fair Debt Collection Practices Act.

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Healthcare Fair Debt Collection Collections Collection Agencies 130

Account Recovery

OCTOBER 9, 2024

The plaintiff won a $2,000 judgment against the apartment complex in Maryland state court for issues related to mold in his apartment, but never collected on it. The ruling: Judge Steven D. Grimberg of the District Court for the Northern District of Georgia disagreed with the plaintiff’s interpretation.

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Fair Debt Collection Judgment Collection Agencies Collections Agency 130

Account Recovery

DECEMBER 7, 2023

A District Court judge in Texas has granted a plaintiff’s motion for default judgment in a Fair Debt Collection Practices Act case against a collection agency — 18 months after the parties had reached […]

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Judgment Fair Debt Collection Collection Agencies Collections Agency 130