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Debt collectors often don’t need to resort to tactics that break the law. They play with your emotions, tapping into your existing fears and stigmas about debtcollection. But, under federal law, a legitimate debt collector must first successfully sue you in civil court to be able to garnish your wages.
Here is a summary of bad behavior by collection agencies in the last four years: 2011: The Wall Street Journal reported on a Florida judge who ruled in favor of Linda Long and against an Omaha based collection agency working for Bank of America. in creditcarddebt from Mrs. Long’s late husband Millard.
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