Collection Agent Credit Card Debt Loans 
Better Credit Blog
APRIL 4, 2022
Debt collectors often don’t need to resort to tactics that break the law. They play with your emotions, tapping into your existing fears and stigmas about debt collection. But, under federal law, a legitimate debt collector must first successfully sue you in civil court to be able to garnish your wages.
National Service Bureau
MARCH 29, 2015
The ruling indicated inappropriate tactics amounting to harassment involving the collection of $16,651.52 in credit card debt from Mrs. Long’s late husband Millard. Typically, surviving family members have no legal obligation to pay the debts of a deceased family member unless they co-signed a loan.
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