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There are also a few important things you should keep in mind about talking to collectioncompanies and creditors. These tips will help you handle collection calls correctly. During your bankruptcy process, you might receive calls from collection agencies as well as the originalcreditors.
Especially in the current pandemic, COVID 19, medical bills, credit card bills, and other financial service bills may start to pile up. If you’re unable to pay your originalcreditor, your debt may pass to a debt recovery agency, earning a collection letter and possibly a stain on your credit report.
If your debt has already gone to collections , the collectioncompany isnt required to agree to a payment plan, but it never hurts to ask. You also have a right to information about your debt, such as the name of the originalcreditor and how much you owe.
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