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The legal framework governing their actions varies from country to country, with rules specifying how and when they can contact debtors, what they can say, and the measures they can take to collect the owed amount. In the UK, debt collectioncompanies operate under strict regulations set forth by the Financial Conduct Authority (FCA).
ACS Inc is a collection agency that works with lenders and creditors to recover payments on defaulted loans or unpaid bills. In order to legallycollect on your debt, they must first open a collection entry on your credit report. This will make lenders and creditors unlikely to make you loan offers down the line.
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