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The top reason Americans were borrowing in January 2021 was to get out of debt. Some 37.17% of people surveyed who reported ever taking out a personal loan said they used the funds for debtconsolidation. More Americans are saving, paying off debt, and taking out personal loans as a way to get out of debt at a lower rate.
For instance, if you’re a compulsive shopper, delete retail apps and turn off push notifications for sales. “Everyone has a trigger, and it’s important to face it to avoid it and prevent it from destroying your financial gains.”
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