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This is despite the fact that many lenders have made it more difficult to qualify for a loan. More Americans are saving, paying off debt, and taking out personal loans as a way to get out of debt at a lower rate. But online retailers and app-based companies have taken off to fill the new consumer need.
For instance, if you’re a compulsive shopper, delete retail apps and turn off push notifications for sales. Doing this will ultimately pay your debt down quicker and save you money in interest,” Phelps said. Another mental roadblock to paying off debt is having to take money out of your bank account and send it off to your lenders.
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