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This form of bankruptcy differs from Chapter 13, which involves the evaluation of your current income to construct a three-to-five-year debt reorganization plan. This bankruptcy protection will prohibit a collection agency or another creditor from recovering debt or taking action against you.
4] Debtor’s initial proposed plan was rejected by the judgment creditors because it paid them less than twenty percent on the outstanding debts. The second plan proposed paying those creditors in full over two decades. 1] The debtor was a physician who earned approximately $400,000 per year. [2] per year. [5]
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