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If you’re a collection agency or creditor in New York, you need to be keeping an eye out for Senate Bill 3803. This bill was introduced to the state senate in February of this year, and the crux is that if approved, debtcollectors would be prohibited from using social media to contact debtors. How Is Social Media Defined?
The letter informed the consumer that she may dispute the debt or request verification, but did not specify that this must be done in writing. The panel found that the consumer lacked standing because she failed to allege that the debtcollector’s actions harmed her or posed any risk to her. Creditor ID Claims—A Mixed Bag.
Moreover, the op-ed noted that according to a 2021 report, the greatest number of victims in 2020 by industry were in manufacturing, professional and legal services, and construction.
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