Consumer Credit Credit Card Debt Original Creditor 
Account Recovery
MAY 8, 2025
The South Carolina Department of Consumer Affairs weighed in on the matter, arguing that a consumer credit card debt is subject to the SCCPC and that the collector was required to provide a right to cure notice before suing to recover the debt.
Debt Free Colorado
FEBRUARY 21, 2022
The Fair Debt Collection Practices Act (FDCPA) applies to collection firms and debt collectors attempting to recover consumer debts. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans. What is Colorado Uniform Consumer Credit Code (Colorado UCCC).
FDCPA Defense
JUNE 9, 2012
The Credit Recovery Co. , 1998) (section 1692e(8) "requires a debt collector who knows or should know that a given debt is disputed to disclose its disputed status to persons inquiring about a consumer's credit history.") (emphasis added); Sunga v. Midland Credit Mgmt., Midland Credit Mgmt.,
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