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Educating Yourself on ConsumerCredit Sites When it comes to free credit repair and report help, consumercredit sites are a great resource. The Consumer Financial Protection Bureau. The CFPB is a government agency that works to educate and inform consumers on a variety of topics, including credit and debt.
CreditCounselor. A creditcounselor is certified and trained in consumercredit, money and debt management, and budgeting. Counselors can discuss your entire financial situation with you, and help you develop a plan to solve your money problems. Garnishments generally require a court order.
Typical problems arise from: Bankruptcies : Declaring bankruptcy can resolve short-term problems while also creating long-term credit issues. Tax liens : Whether local, state, or federal, a tax lien from the government can put a huge dent in your credit profile for the foreseeable future. What can credit repair companies not do?
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