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How Does the Law Protect Your Rights Regarding CreditCollections and Reporting? Numerous federal and state laws protect your rights to fair and accurate credit reporting. Some of those laws also cover your rights as a consumer to fairdebtcollection practices.
Taking the proactive step of negotiating debt with creditors offers several key benefits. First, it can prevent them from resorting to harsher tactics like lawsuits, which can be emotionally stressful and damage your credit score further. Negotiating a debtsettlement allows you to find a solution that works for both parties.
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