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Now for the top three: #3: Disclosure verification of debt. Of these, 1,346 related to creditcardcollections and 1,057 had to do with healthcare collections. Per Section 809 of the FDCPA, debtcollectors are required to disclose certain information. 2: Communication tactics.
Once a collection account appears on your credit report, other lenders can see it. This may make it difficult to qualify for an auto loan, a mortgage, or another creditcard. Collection agencies may contact you frequently, but you have certain legal rights related to debtcollection.
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