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The standard courts should use to determine whether an alleged FairDebtCollection Practices Act (FDCPA) violation is material remains unsettled. Pioneer Credit Recovery, Inc. , Pioneer) to help collect the debt. In Tavernaro v. The plaintiff sued for damages under the FDCPA, 15 U.S.C.
along with Liberty CreditManagement, Inc., Civil Complaint Administration, Pacific Billing Solutions, Cornerstone Legal Group, LLC, and their operators engaged in a fraudulent scheme to deceive consumers into paying debts they did not owe. They also misrepresented themselves as attorneys and law firms.
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