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If you fail to repay an unsecured personal loan, the lender cannot repossess your assets. The Chapter 13 plan reorganizes your various debts, including personal loans, into a monthly payment plan that lasts three to five years after your filing date.
Common reasons for bank account garnishment in Texas include: Private creditors: These are banks, creditunions, credit card companies, peer-to-peer lenders, hard money loan providers, and other financialinstitutions. This debt can include anything from credit cards to past due balances on office space.
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