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Double Reporting Leads to Denial of Summary Judgment in Illinois FCRA Case

Troutman Sanders

An Illinois federal district court recently denied a creditor-defendant’s motion for summary judgment in a Fair Credit Reporting Act (FCRA) case brought by a consumer who questioned why his debt was being reported twice — as both a tradeline with the original creditor and as a tradeline with a third-party collection agency.

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How to Remove ConServe from Your Credit Report

Better Credit Blog

They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. They are notoriously difficult to work with, and their presence on your credit report can mean trouble for your score in the long run. Validate the Debt.

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How to Remove Rausch Sturm from Your Credit Report

Better Credit Blog

You have also probably seen them appear on your credit report as a collections account. This is because Rausch Sturm has been hired by your original creditor to collect the debt on their behalf. You won’t stop hearing from them until you pay them or remove their account from your credit report in another way.