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With the help of our research provider, Pureprofile, Finder surveyed 1,718 American adults in January 2021 to see how personal loans are being used in the US. of Americans, said they have taken out a personal loan in their lifetime. This is despite the fact that many lenders have made it more difficult to qualify for a loan.
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FICO recently worked with Cornerstone Advisors to commission a study on the emergence of “shadow banking" providers – fintech startups, large technology companies, merchants, and others. Providers would fight for top-of-wallet status for their credit cards and debit cards.
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