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Dealing with Debt Collectors

Debt Free Colorado

You have rights to help you gain control over your debt collection interactions. To learn more about pursuing your legal rights, contact your state’s local consumer agency. The Fair Debt Collection Practices Act (FDCPA) does not apply to original creditors or cover company obligations.

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Personal Loans for Bad Credit

Better Credit Blog

But be careful: If you couldn’t repay your loan, your lender would have a legal right to your property. Age of accounts: Maintaining accounts for years matters to creditors. It’s also possible one of your creditors has misreported information about you. Time is your friend when you’re improving creditworthiness.

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How Long Before Debt Collectors Sue? The Statute of Limitations on Debt

Credit Corp

Talk with an attorney: An attorney can advise you on your legal rights and help you navigate the lawsuit process. To start, you can reach out to a legal aid office in your area or find an attorney with experience in the Fair Debt Collection Practices Act (FDCPA). Debt consolidation: Imagine juggling multiple credit card bills.