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Dealing with Debt Collectors

Debt Free Colorado

You have rights to help you gain control over your debt collection interactions. To learn more about pursuing your legal rights, contact your state’s local consumer agency. Because it is more limited than the federal FDCPA, the CFDCPA gives consumers stronger legal protection in several aspects.

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Personal Loans for Bad Credit

Better Credit Blog

But be careful: If you couldn’t repay your loan, your lender would have a legal right to your property. Time is your friend when you’re improving creditworthiness. Whether it’s your car title or a lien on your home, your collateral lowers the lender’s risk, which lowers your cost. Know a Scam When You See It. Be Patient.

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How Long Before Debt Collectors Sue? The Statute of Limitations on Debt

Credit Corp

Talk with an attorney: An attorney can advise you on your legal rights and help you navigate the lawsuit process. To start, you can reach out to a legal aid office in your area or find an attorney with experience in the Fair Debt Collection Practices Act (FDCPA).