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There are many ways to request debt verification, such as writing a request letter. The letter must detail the specific information you require, such as proof of agreement with the originalcreditor, a final account statement issued by the creditor, and a breakdown of the debt (due dates, interest rate, and principal amount).
A California Appeals Court has reversed a lower court’s ruling in favor of a debt buyer, determining that consumers do not need to show actual damages to pursue statutory damages under the Fair DebtBuying Practices Act (FDBPA).
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