Debtor Original Creditor Third-party Debt Collectors 
Credit Corp
NOVEMBER 9, 2020
The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts.
Debt Free Colorado
FEBRUARY 21, 2022
The Fair Debt Collection Practices Act (FDCPA) applies to collection firms and debt collectors attempting to recover consumer debts. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans. Discuss your debt with anyone but you or your spouse. Repeatedly call you.
Collection Industry News
APRIL 2, 2024
Fact check : No, debt isn’t ‘invalidated’ if collection agency doesn’t respond to letter in 30 days Jiménez said it’s true that a debt collector could be fined up to $1,000 if they continue to contact a debtor after receiving a cease-and-desist letter.
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