Debtor, Third-party Debt Collectors and Trade

Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

AUGUST 31, 2020

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

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Credit Corp

NOVEMBER 9, 2020

It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts. The law: Collectors can call third parties such as family members, neighbors, friends, or co-workers only once to locate the debtor.

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Fair Debt Collection Practices Act (FDCPA)

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