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Consumer debt continues to accelerate at an alarming rate—particularly credit card debt—driven by a culture of consumption. Credit card debt is one of the most worrisome due to the high interest rates charged by credit card companies, which can leave consumers with never-ending debt loads. A large part of this can be attributed to the surging prices as inflation has dramatically risen across the globe due to supply-chain issues from the pandemic and the war in Ukraine.12 Credit Card Debt: The Ba
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