Fri.Sep 29, 2023

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Daily Digest – September 29. Collector Facing FDCPA Suit Over Voicemails; Judge Denies MTD in FDCPA Case Over Creditor Name, Dispute Disclosure

Account Recovery

Collector Facing FDCPA Suit Over Voicemails Judge Denies MTD in FDCPA Case Over Creditor Name, Dispute Disclosure Warren Warns Future of CFPB, Other Regulators is at Stake Before Supreme Court Ed. Dept.

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Florida’s Homeowners’ Association Act: Recent Changes Effective October 1, 2023

Jimerson Firm

In Florida, homeowners’ associations (“HOA”) are governed by Florida Statute Chapter 720. That chapter is known as the “Homeowner’s Association Act” (the “Act”). The Act governs issues ranging from member assessments to arbitration to conducting meetings. The Act is constantly evolving, and HOA board members, HOA property owners, and HOA property managers should review the Act periodically.

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Collector Facing FDCPA Suit Over Voicemails

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more?

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August Consumer Litigation Filings: Everything Up Again

Troutman Sanders

According to a recent report by WebRecon, court filings under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Telephone Consumer Protection Act (TCPA) were back up for the month of July. Complaints filed with the Consumer Financial Protection Bureau (CFPB) were also up for the month. WebRecon reports the overall statistics for consumer litigation in August as follows: 492 FCRA cases were filed, representing a 6.5% increase from July; 376 FDCPA cases were fil

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Solve Your Firms Automation Complexities Once and For All

Speaker: Mark Stovel

When it comes to automating, many firms focus on finding the latest tech, believing that efficiency is something achieved through new tools. Yet true efficiency is achieved by delivering real value to clients, not merely by upgraded systems. Without a clear approach, no level of automation can overcome the complexities of serving every client’s needs.

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Judge Denies MTD in FDCPA Case Over Creditor Name, Dispute Disclosure

Account Recovery

A District Court judge in Puerto Rico has denied a defendant’s motion to dismiss after it was sued because a collection agency it acquired sent a collection letter to the plaintiff that used some form of gobbledygook to identify the creditor to whom a debt was owed in a collection letter.

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Warren Warns Future of CFPB, Other Regulators is at Stake Before Supreme Court

Account Recovery

If the Consumer Financial Protection Bureau is going down next week following its day before the Supreme Court, then the person most associated with the formation of the Bureau is going down swinging. Sen. Elizabeth Warren [D-Mass.

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CFPB and FTC File Amicus Brief Urging Second Circuit to Find FCRA Requires Unverified Information to be Deleted from Consumer Report

Troutman Sanders

Yesterday, the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) (collectively, the agencies) filed an amici curiae brief urging the U.S. Court of Appeals for the Second Circuit to reverse a district court’s decision finding a furnisher’s investigation of a consumer’s dispute and subsequent furnishing of the disputed information to be reasonable under the Fair Credit Reporting Act (FCRA).

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Out of Network: How Your Current Employees Can Help You Find Your Next One

NCBA Law Practice Management Blog

There are a number of different ways to look for new staff as a law firm, whether you’re seeking attorneys, paralegals or administrat ors. But, it’s also kind of a crapshoot. And, it’s also sort of true that the best hires usually come from your personal network. Now, if you’re an experienced attorney who owns a law firm, the problem is that you may not know the people you want to hire.

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September 2023 Newsletter – Navigating the Skilled Construction Labor Shortage

Jimerson Firm

Featured in the September 2023 Issue Partner’s Perspective: Navigating the Skilled Construction Labor Shortage In an ever-evolving landscape of business challenges, few issues have gripped the construction industry as tightly as the shortage of skilled labor. The headlines are dominated by statistics that tell a sobering tale of the struggle faced by construction businesses across the nation.

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Top 3 Banking Secrets to Stay Relevant with Gen Z Consumers

Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.

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ChatGPT: The Credit Manager’s Assistant

NACM

? On today's episode of Extra Credit: A recent eNews poll revealed that one quarter of credit professionals use ChatGPT in some capacity for their work. Hear about the advantages and disadvantages of using ChatGPT in the credit department.⭐ Hear from Justin Cowart; Elliot Jenneman, Alejandro Ojeda-Nonzioli; and Marty Smith!

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Ed. Dept. Announces New Rules to Protect Consumers from ‘Unaffordable’ Debt

Account Recovery

The Biden-Harris Administration this week released final regulations that seek to protect individuals with student loans against unaffordable debt and insufficient earnings. The regulations are made up of two principal components — the Gainful Employment (GE) rule and the Financial Value Transparency (FVT) framework — both of which will significantly influence the debt collection market.