Account Recovery
NOVEMBER 2, 2023
The bad news: Yet another District Court judge has ruled that there is no safe harbor from a violation of the Fair Debt Collection Practices Act when using the Model Validation Notice. The good news: Sending a Model Validation Notice without a date is not a violation of the FDCPA, that judge has ruled.
Credit Corp
NOVEMBER 2, 2023
Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Snapshot: While this card does offer some limited cash-back perks, its real purpose is as a credit-building card. If you have poor or bad credit and want a Visa you don’t need a security deposit for, this may be an option to consider.
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Account Recovery
NOVEMBER 2, 2023
Getting to Know John Russo of Stenger Law Judge Denies MVN Safe Harbor, But Rules Undated MVN Doesn’t Violate FDCPA OCC Updates Exam Procedures, Guidance for TCPA Compliance NY DFS Bolsters Cybersecurity Regulation Williams & Fudge, Inc.
UK debt collections
NOVEMBER 2, 2023
Late payments are a quiet, yet powerful economic disruptor. Whilst they impact businesses of all sizes, studies have shown small and medium enterprises (SMEs) and freelancers are particularly at risk, with the impact of late payments leading to extreme financial instability, debt and even closing down. Freelancers are very often self employed or small one man businesses.
Speaker: Mark Stovel
When it comes to automating, many firms focus on finding the latest tech, believing that efficiency is something achieved through new tools. Yet true efficiency is achieved by delivering real value to clients, not merely by upgraded systems. Without a clear approach, no level of automation can overcome the complexities of serving every client’s needs.
Account Recovery
NOVEMBER 2, 2023
The Office of the Comptroller of the Currency, which regulates national banks in the United States, yesterday released an updated guide for how it will examine for compliance with the Telephone Consumer Protection Act.
Creditor Collections Today brings together the best content for creditors and collection professionals from the widest variety of industry thought leaders.
Account Recovery
NOVEMBER 2, 2023
The New York Department of Financial Services yesterday updated and amended its cybersecurity regulations, instituting more controls and protections while also updating the notification requirements in the event of a ransomware attack.
Troutman Sanders
NOVEMBER 2, 2023
Join Troutman Pepper Partner Chris Willis and his colleagues Joe Reilly and Chris Capurso as they discuss the impact of state licensing laws on the consumer financial services industry. They tackle topics such as: When did licensing start and how did it grow into what it is today; Which entities are required to have a license and what happens if they engage in an activity that requires a license they do not have; What are the licensing requirements for various consumer lenders and nonlenders; Do
Jimerson Firm
NOVEMBER 2, 2023
In Florida, significant changes to insurance regulations have taken effect as of December 2022, with the implementation of Senate Bill 2A. This comprehensive bill addresses several critical areas, including flood coverage disclosure, assignment of benefits, prompt pay laws, and, notably, mandatory binding arbitration limitations for insurance claims.
Troutman Sanders
NOVEMBER 2, 2023
As discussed here , on August 1, the two major national credit union trade associations — the National Association of Federal Credit Unions (NAFCU) and the Credit Union National Association (CUNA) — announced plans to merge and create a new organization called America’s Credit Unions. Today, CUNA announced that the organizations’ members voted overwhelmingly (94% of CUNA members and 86% of NAFCU members) in favor of the merger.
Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert
In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.
Troutman Sanders
NOVEMBER 2, 2023
On October 24, the Biden-Harris administration announced amendments to the regulations implementing title IV of the Higher Education Act of 1965 (HEA). According to the fact sheet , the amendments are intended to allow the Department of Education (ED) to better protect students from the negative effects of sudden college closures, restrict colleges from withholding course credits paid for with federal money from students’ transcripts, require colleges to clearly communicate how much financial ai
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