Sat.Mar 31, 2018 - Fri.Apr 06, 2018

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DC Circuit Turns Away Healthcare Challenges to TCPA Declaratory Ruling

Consumer Financial Services Law

By Zachary K. Dunn In ACA International v. Federal Communications Commission , 2018 U.S. App. LEXIS 6535 (2018), the DC Circuit rejected a series of challenges to the FCC’s 2015 Declaratory Ruling brought by Rite-Aid related to the partial-exemption to the prior-consent requirement for healthcare related calls. The Court rejected two separate arguments: first, that the Declaratory Ruling conflicts with HIPPA; and second, that the Declaratory Ruling’s exemption for “certain healthcare calls” but

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Apr 2, My son's medical bills are on my credit reports

Debt Collection Answers

I received 2 collection letters for my son with my name on them. He doesn't live with me. When I looked at my credit report they put the to bills for in collections under me.

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Second Circuit Seeks to Provide Clarity as to Interest Disclosure

Consumer Financial Services Law

Last week, the Second Circuit attempted to clarify its position emanating from its decisions in Avila v. Riexinger & Assocs, 817 F.3d 72 (2 nd Cir. 2016) and Carlin v. Davidson Fink LLP, 852 F.3d 207 (2 nd Cir. 2017). Taylor v. Financial Recovery Services, Inc., No. 17-1650 (2 nd Cir. Mar. 29, 2017). In Taylor, the issue before the court was whether a collection notice violates 15 U.S.C. §1692e when it fails to disclose that interest or fees are not currently accruing on a debt.

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Seventh Circuit Joins Others on Debt Validation Requirements

Consumer Financial Services Law

The Seventh Circuit recently joined the Fourth and Ninth Circuits in holding that a debt collection discharges its obligation as to debt validation by verifying that its letters accurately conveyed the information received from the creditor. Walton v. EOS CCA, 2018 U.S. App. LEXIS 7075 (7 th Cir. Mar. 21, 2018). In Walton, AT&T forwarded the consumer’s account to EOS CCA for collection.

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How Collection Agencies Minimize Effort and Maximize Results with the Right Software

Navigating collections in the dynamic financial landscape presents multifaceted challenges. Organizations face pressures to maintain standards alongside software challenges like regulatory adaptations, data integration, security, workflow optimization, and automation. Finding the right software can save time and money. BEAM offers a comprehensive solution with specialized modules to streamline debt collection effortlessly.