Fifth Circuit Affirms Debt Collector’s Duty to Report Disputed Debt
Consumer Financial Services Law
JULY 14, 2017
A recent opinion from the Fifth Circuit should serve as a reminder to debt collectors that their duties as to disputed debts are not governed solely by section 1692g. In Sayles v. Advanced Recovery Systems , Advanced Recovery Systems (“ARS”) sent debt validation notices pursuant to section 1692g to the plaintiff regarding two debts. The notices were sent to the plaintiff’s last known address in June and September of 2013.
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