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On Thursday of last week, the CFPB filed a stipulated judgment that effectively extends the CFPB’s prior consent order with Encore for five more years in addition to applying certain monetary penalties. Just like that, the case is now over. The penalties include $15 million in civil penalties and $78,000 in monetary relief.
After winning a court judgment absolving them of rental debt, one tenant found that the debt collector refused to remove the debt from their record, blocking them from securing new housing and impacting their credit. This move aims to prevent consumers from being harassed over debts they may no longer legally owe.
After winning a court judgment absolving them of rental debt, one tenant found that the debt collector refused to remove the debt from their record, blocking them from securing new housing and impacting their credit. This move aims to prevent consumers from being harassed over debts they may no longer legally owe.
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