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A property is foreclosed or repossessed. Foreclosure election E, Debt relief from probate or similar proceeding F. For example, if your debt is reduced through a restructuring of your mortgage or in connection with a foreclosure, it may be excluded. Your mortgage is modified. Is a 1099-C Form Good or Bad for Your Credit?
The Bureau last did this in 2016 by announcing in Supervisory Highlights that auto finance companies should prohibit repossession agents from charging personal property storage and retrieval fees, and the Bureau followed that announcement with both supervisory activity and a consent order in 2020 on the same subject.
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