Credit Corp

SEPTEMBER 16, 2020

Credit builder loans aren’t great if you need the money now—since you need to pay off the loan before you can actually access the funds—but if you have time to build up your credit, they’re a great place to start. Passbook or CD Loans. Interest rates are typically much lower than credit cards or unsecured personal loans as well.

Student Loans 105

Student Loans Student loans Personal loans Loans 105

Credit Corp

NOVEMBER 15, 2024

Most credit card issuers only accept checks, money orders or electronic bank transfers as forms of payment. For example, cash advances and balance transfers can help you avoid missing a payment and accruing interest or late fees. Depending on the lender, they also may not offer grace periods that delay interest payments.

Accrued Interest 52

Accrued Interest Personal loans Lender Consolidate Debt 52

True Accord

JULY 13, 2023

With tumult in the banking industry in Q2 and inflation and economic stressors persisting, the financial outlook for American consumers remains uncertain. The ending of various pandemic-era benefits including the pause on student loan payments will impact consumers in the coming months. Indicators show that delinquency is here to stay.

Financial Institution 95

Financial Institution Student Loans Student loans Loans 95

Credit Corp

OCTOBER 25, 2023

Credit Card Consolidation Loans A credit consolidation loan is a type of unsecured personal loan that comes with a set repayment period and fixed monthly payments. For a credit card consolidation loan to make sense, the interest rate needs to be lower than the interest rate for your credit cards.

Credit Card Debt 52

Credit Card Debt Debt Consolidation Credit Unions Credit Unions 52

Credit Corp

JANUARY 8, 2025

Debt Consolidation A debt consolidation loan is similar to a balance transfer card, but its a personal loan. To get a debt consolidation loan, you’ll need to go to a bank and get a loan for the amount you owe on all of your credit cards. You may have a lower interest rate as well.

Debt Consolidation 52

Debt Consolidation Credit Card Debt Loans Accrued Interest 52

FDCPA Defense

FEBRUARY 1, 2018

Duty to disclose accruing interest, fees or other charges A significant recent trend in FDCPA case law involves courts that have imposed new disclosure obligations that are not found in the plain language of the Act. n]either the lender’s motives nor the fashion in which the loan is memorialized are dispositive of the inquiry”).

Accrued Interest 40

Accrued Interest Foreclosure Debtor Debt collector 40