Remove Acquisition Remove Consumer Credit Remove Credit Bureau
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How Financial Technology Partners can Help with Customer Acquisition Campaigns

Fico Collections

Many credit unions and smaller regional banks already have an existing relationship with a partner that include solutions to help them with business challenges such as fraud monitoring, risk profiling and customer communications.

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How Credit Unions and Regional Banks Can Execute Strong Customer Acquisition Campaigns

Fico Collections

Many credit unions and smaller regional banks already have an existing relationship with a partner that include solutions to help them with business challenges such as fraud monitoring, risk profiling and customer communications.

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Expanding Access to Credit Through Alternative Data

Fico Collections

Over the past several years, we’ve helped lenders develop on-ramps to mainstream credit using alternative data for those seeking financial inclusion. Our research finds that alternative data sources that demonstrate a consumer’s ability to manage their finances are predictive of consumer credit risk.

Lender 52
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Covid to Cost-of-Living: Assessing Affordability in Uncertain Times

Fico Collections

Easier to qualify for, BNPL has given shoppers, particularly those with little or no credit history, the ability to access – or stack - multiple BNPL arrangements at once without them appearing in bureau data used to assess consumer credit risk. How FICO Can Help You Improve Affordability Assessments. See all Posts.

Lender 52
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Is The CFBP's Position On Credit Reporting Statements Consistent With The Case Law?

FDCPA Defense

During the past three decades, district courts from around the country have repeatedly held that collectors may properly inform consumers about adverse credit consequences resulting from their failure to pay. Credit Bureau of Georgia, 555 F. Financial Credit Corp. MKM Acquisitions, LLC , 241 F. 2d 896 (N.D.