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Pollack & Rosen, P.A. & Gateway Portfolio Services Partner with Harvest Strategy Group to Elevate Industry Standards in Debt Recovery

Account Recovery

Coral Gables, FL February 10, 2025 Following the acquisition of AACANet, Pollack & Rosen, P.A. (P&R) to deliver more transparent, data-driven, and compliance-focused debt recovery solutions. Creditors can expect greater efficiency, enhanced compliance, and better resultsall backed by industry-leading expertise.

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What is Commercial Debt?

Debt RR

To get you acclimated to this topic, commercial debt is any debt owed by a business or commercial venture. This debt is used exclusively for business expenses, asset acquisition, and improvements and is ever-present toward the start of most businesses. The post What is Commercial Debt?

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2024 FDCPA: Key Updates to the Fair Debt Collection Practices Act

Burt and Associates

Validation of Debts Under the FDCPA, consumers have the right to dispute their debt. Debt collectors must provide a validation notice within five days of their first communication, which details the amount of the debt, the creditor , and the steps the consumer can take if they wish to dispute it.

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2024 FDCPA: Key Updates to the Fair Debt Collection Practices Act

Burt and Associates

Validation of Debts Under the FDCPA, consumers have the right to dispute their debt. Debt collectors must provide a validation notice within five days of their first communication, which details the amount of the debt, the creditor , and the steps the consumer can take if they wish to dispute it.

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2024 FDCPA: Key Updates to the Fair Debt Collection Practices Act

Collection Industry News

It provides a clear and actionable understanding for businesses and financial managers to maintain compliance while building trust and professionalism in their debt recovery efforts. For businesses looking to streamline their debt collection process, adhering to FDCPA guidelines is essential for long-term success.

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What is a Debt Ratio and why it’s a Key Financial Metric

Debt RR

A high debt ratio indicates that a business used a lot of debt to fund operations while a low debt ratio highlights that more assets were purchased with equity than debt. Debt Ratio Formula. This also indicates a lower debt-to-asset ratio, suggesting the business is lower risk.