Acquisition Lender Original Creditor 
Better Credit Blog
AUGUST 22, 2020
CCS Offices is a company that collects debts on behalf of original creditor. They can affect your score for up to seven years after you pay the balance of the debt, and they can be viewed by future lenders who can make loan decisions based on your history of nonpayment.
Better Credit Blog
SEPTEMBER 29, 2020
They can also be viewed by lenders down the line, which means you could be denied loans or credit cards. The information about your debt can get lost as it is passed from the original creditor to the debt collector. Debt collectors can cause a lot of problems for your credit score down the line.
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Better Credit Blog
AUGUST 31, 2020
They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. Sometimes, information gets lost in the transition from the original creditor to the debt collector. Hire a Professional. Validate the Debt.
Better Credit Blog
AUGUST 31, 2020
Covington Credit is a third-party collector that collects payments from you on behalf of the original creditor or as the now-owner of the debt. Future lenders can also see this account and make loan decisions based on the fact that you’ve had a debt move to collections. It is possible that the debt doesn’t even belong to you.
Better Credit Blog
AUGUST 17, 2020
These entries remain on your credit report for up to seven years, which means that they can be viewed by creditors and lenders. Often time, the information will get lost as it is passed from the original creditor to the debt collector. Collection accounts can hurt your credit score even after you pay off the debt.
Better Credit Blog
AUGUST 7, 2020
Future lenders are able to see any collection accounts on your credit report and can deny you loans based on your history. It is not uncommon for information to get lost in the transition from the original creditor to USCB America. This includes your name, the balance, and the date of debt acquisition.
Better Credit Blog
AUGUST 31, 2020
This means that future lenders can see that you had a debt that went to collections, and they can make loan decisions accordingly. You can ask Convergent Outsourcing for a goodwill deletion on the grounds that the debt is paid, and you are in current good standing with the original creditor.
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