Auto Insurance Loans Personal loans 
Nerd Wallet
OCTOBER 18, 2021
Credit scores are pervasive in our society, used to determine whether you can get a credit card, a personal loan or even rent an apartment. But just half of Americans (50%) think credit history is used by insurance companies to calculate auto insurance rates, according to a new NerdWallet survey.
Credit Corp
FEBRUARY 3, 2022
It’s a financial state that can make it more difficult to do things such as get loans, qualify for affordable car insurance, or even get a job. That means when lenders go to check your credit to evaluate you for a loan, they can’t see anything about you. Yes No Have you had a loan in your name in the past 7 years?
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Credit Corp
MARCH 1, 2023
For example, you need to have credit accounts, such as loans or credit cards, or at least utility bills in your name. The better the mix of revolving credit accounts , such as credit cards, and installment credit accounts , such as a car loan or home mortgage, you have, the higher your rating. What Determines Your Credit Score?
Credit Corp
JULY 1, 2024
It shows lenders that you have a history of responsibly managing credit and can qualify you for better loan terms and lower interest rates. Lenders use them to determine if you qualify for auto loans, home loans, credit cards and other products. Few numbers are as important as your credit scores.
Credit Corp
JANUARY 29, 2024
Mortgage and rent payments, auto loan payments, and internet service bills will likely fall into this category. Insurance This broader category covers numerous subcategories that apply to different people. Insurance may be classified under different categories depending on who you ask.
Credit Corp
APRIL 16, 2021
Depending on what type of insurance you need and your insurance premiums, you can look to spend anywhere between 10% to 25% of your income on this category. But then, what are you doing learning how to make a personal budget in the first place? Compare Personal Loans. Personal Care and Personal Hygiene Items.
Credit Corp
DECEMBER 4, 2023
These can include: Mortgage loans Installment loans Credit cards Retail accounts Finance company accounts You don’t need all of these account types on your credit report, but you should aim to have more than one since a person with an 800 credit score has an average of 8.3 Lower interest rates on loans and credit cards.
Expert insights. Personalized for you.
68 
Let's personalize your content