Troutman Sanders

MARCH 2, 2021

2020 was a transformative year for the consumer financial services world. We hope you find this helpful as you navigate the evolving consumer financial services landscape. Access full report here.

Financial services 52

Financial services Bankruptcy Consumer Credit Banks 52

Troutman Sanders

JANUARY 28, 2022

2021 was a transformative year for the consumer financial services world. To access the report and view a message from Consumer Financial Services Practice Group Leader, Michael Lacy, and learn about our complementary webinar offerings, please click here. We hope this report brings you value.

Financial services 52

Financial services Bankruptcy Consumer Credit Banks 52

Troutman Sanders

FEBRUARY 1, 2024

We are pleased to share our annual review of regulatory and legal developments in the consumer financial services industry. With active federal and state legislatures, consumer financial services providers faced a challenging 2023. To download and share our report, please click here.

Financial services 52

Financial services Bankruptcy Banks Consumer Credit 52

Troutman Sanders

NOVEMBER 4, 2020

CFPB Policy Statements on Credit Reporting. CDIA Guidance for Forbearance & Natural Disaster Credit Reporting; Bankruptcy Reporting & Considerations. Key State Actions on Credit Reporting. Key topics to be discussed: The “CARES” Act. Amendment to the FCRA. CDIA Guidance for CARES Act.

Financial services 52

Financial services Consumer Credit Bankruptcy Collections 52

Consumer Financial Services Law

SEPTEMBER 13, 2016

A recent decision from a North Carolina Bankruptcy Court emphasizes the need for proper training for those who file proofs of claim on behalf of anyone providing consumer credit, including healthcare providers. The court went on, however, to award sanctions for violation of Bankruptcy Rule 9037. In re Branch, 2016 Bankr.

Bankruptcy 40

Bankruptcy Healthcare Debtor Financial services 40

Consumer Financial Services Law

FEBRUARY 10, 2020

The Report, which covers April through September of 2019, is mandated by Dodd-Frank and was released in conjunction with Director Kraninger’s testimony to the House Financial Services Committee. Credit Reporting is a Focus of the Bureau. Here are a few of our key take-aways.

Bankruptcy 40

Bankruptcy Financial services Consumer Credit Collections 40

Consumer Financial Services Law

MARCH 4, 2018

The CFPB recently issued its second Quarterly Consumer Credit Trends Report which examines the impact of changes to credit reporting regarding the reporting of civil public records. In 2015, the three major credit reporting agencies (“CRAs”) entered into settlements with over thirty states.

Bankruptcy 40

Bankruptcy Judgment Consumer Credit Collections 40