Bankruptcy Credit Bureau Credit Card Debt 
Collection Industry News
JANUARY 12, 2023
Credit card balances reached a record-setting $866 billion in the third quarter of last year, which represents a year-over-year increase of 19%. A Consumer Pulse study conducted by the credit bureau found that more than half of Americans expressed confidence about their financial health in 2023.
Titan Consulting
MAY 17, 2020
Rent Bureau , now owned by the credit bureau Experian, electronically compiles rental data from property management companies and individual landlords. Rental agencies and alternative credit providers use the data to screen applicants and establish consumer credit scores.
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Titan Consulting
MAY 24, 2020
Even though all these companies review credit to determine deposit requirements, they do not report on-time payments to the credit bureau because it is not considered debt. To address these disparities, some lenders now accept credit scores like the FICO XD , which uses alternative data.
Titan Consulting
MAY 3, 2020
Due to the fact that not all companies report to all three credit bureaus, there are often differences in the information retained by each credit bureau. Credit scoring companies like FICO rely primarily on the information contained in the credit report, which can result in a different credit score for each credit bureau.
Better Credit Blog
MAY 4, 2022
You can combine credit card debt, car finance, personal loans, student loans, medical bills, payday loans, and other types of unsecured debt. But is debt consolidation a good idea for you? Dispute negative items : If you notice any mistakes on your credit report, complain to the relevant credit bureau.
Titan Consulting
AUGUST 17, 2020
However, skipping a payment before getting an approved forbearance will result in a delinquency reported to the credit bureau. You increased credit card spending in a manner not typical of your prior spending history. In most cases, lenders continue to report the account as current.
Credit Corp
MAY 1, 2024
Utilization measures how much revolving debt (typically this is credit card debt) you have compared to your total credit limit. Balance and credit limit errors may artificially inflate your utilization ratio, making it more difficult to qualify for loans and credit cards.
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