Remove Bankruptcy Remove Creditors Remove Third-party Debt Collectors
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Judge Rules Defendant Meets FDCPA’s Definition of Debt Collector

Account Recovery

The background: The case was filed after the plaintiff alleged that the defendant continued to attempt collection activities even after the plaintiff had filed for Chapter 7 bankruptcy protection. The defendant attempted to collect the debt using a different name, which implied that an independent third party was involved.

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Supreme Court says Congress must expand debt collection law

Roths Child Law

Debt obtained from bankrupted finance company. Santander bought the debt from a financier going through bankruptcy, which made Santander the owner of the debt. Fair Debt Collection Practices Act applies to third-party debt collectors that are collecting debts on behalf of creditors.

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Dealing with Debt Collectors

Debt Free Colorado

Debt Relief Attorney Serving Colorado. Bankruptcy may appear to be a scary process, but it does not have to be. Dray Legal Office’s attorneys will endeavor to help you obtain a fresh start by eliminating debt and reorganizing your finances. Consumer credit transactions are governed by the UCCC, which is a code of conduct.

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Charged Off as Bad Debt: An Explainer

Credit Corp

When you miss too many payments, your creditor may charge off the debt. When your debt is charged off as a bad debt, don’t fool yourself into thinking it goes away. A charged off debt can lead to harassing phone calls, garnished wages, and a major drop in your credit score. When Will a Charge-Off Happen?

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How To Remove Penn Credit from Your Credit Report

Better Credit Blog

If that’s the case, debt validation should clear things up quickly. Even more good news: this approach can work even if the debt is legit. Since Penn is a third-party debt collector, it may not have the info on file that it needs to validate your debt. Bankruptcies. Repossessions. Government.

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How To Remove Capital Management Services From Your Credit Report

Better Credit Blog

These companies help people to dispute claims, work towards a solution with creditors, and get entries removed from their reports. They can also step in to assist you if a debt collector violates the FDCPA in their communications with you. How Does Capital Management Services Work?

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How To Remove Receivable Management Systems From Your Credit Report

Better Credit Blog

Debt validation is obviously the way to go if RMS is contacting you in error about a debt that you either paid off or one that was never yours to begin with. However, even if you know that the debt is legit, you could still find success with this strategy. Use a Credit Repair Company.