Better Credit Blog

JANUARY 11, 2022

If you find yourself saddled with more debt than you can reasonably pay off in a timely manner, you can always file for bankruptcy. But sometimes bankruptcy is the best way to get a new start so you can then stay on top of your finances, and with hard work, you can begin to turn your financial life around. About Bankruptcy.

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Titan Consulting

AUGUST 23, 2020

Bankruptcy will destroy your credit and remain on your credit report for up to 10 years. You must qualify to file for bankruptcy, and your income must meet an income means test. When government assistance is not providing enough income to cover job losses, should you file for bankruptcy or hold out for the economic recovery?

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Debt Free Colorado

DECEMBER 9, 2021

Are you considering bankruptcy? Bankruptcy is a challenging, life-altering experience. . If you are considering consulting with an attorney about your debt-relief options, it is essential to remember that each type of bankruptcy comes with its advantages and disadvantages. . Advantages of Chapter 7 Bankruptcy.

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Credit Corp

MARCH 16, 2021

Opt for Debt Consolidation. Debt consolidation is another popular method to get out of a debt spiral. This debt relief method is as popular as settlement and helps to chip away debt over time. There are three types of debt consolidation. The first one is a debt consolidation program.

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Credit Corp

MARCH 4, 2021

However, the following tips may help to better manage your debt and steer clear of the choppy financial landscape. Be sure to let your creditors know that you’re looking for debt advice and aiming to find a satisfying resolution for all parties. Consider Debt Consolidation. Review Your Expenses.

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Roths Child Law

JANUARY 28, 2024

Are you contemplating filing for bankruptcy? While it may not be the first thing that comes to your mind when you’re in need of bankruptcy, it’s important to acknowledge its relevance. This empowers them with essential skills to navigate their post-bankruptcy financial landscape.

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Roths Child Law

SEPTEMBER 15, 2023

The bankruptcy means test is a crucial component of the bankruptcy process introduced as part of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). It is designed to prevent higher-income individuals from filing for Chapter 7 bankruptcy. Are you considering bankruptcy?

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Debt Free Colorado

JANUARY 20, 2024

Learn to Eliminate Medical Debts Through Bankruptcy Bankruptcy and medical debt relief have become buzzwords for those with financial problems due to unexpected health issues. It’s important to understand that having medical debt does not reflect personal failure. Bankruptcy can discharge medical bills.

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Sawin & Shea

AUGUST 9, 2023

Credit card debt is a huge reason people end up filing for bankruptcy. Many cardholders unable to pay their debt wind up filing for bankruptcy which may be a good answer to big financial problems. Many cardholders unable to pay their debt wind up filing for bankruptcy which may be a good answer to big financial problems.

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Debt Free Colorado

FEBRUARY 17, 2023

Filing Bankruptcy for A Fresh Start in Colorado Whether you’ve lost your job or experienced insurmountable medical expenses on your credit card, or incessant calls from your creditors, you can get a fresh start by declaring bankruptcy. A bankruptcy discharge is a moment when you are no longer liable for any debt.

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Better Credit Blog

APRIL 11, 2022

It may lead to bankruptcy. When there’s no other option to pay your debt, you may be forced to declare bankruptcy. Several negative implications are associated with bankruptcy, including property loss and damage to your credit score. Debt Consolidation. Debt consolidation loans. Lending Tree.

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Sawin & Shea

MAY 2, 2024

If you’re struggling with overwhelming debt, you may be wondering if bankruptcy is the right solution for your financial situation. One of the most common questions people have is “How Much Debt is Needed to File for Bankruptcy?”

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Sawin & Shea

FEBRUARY 28, 2024

When filing for bankruptcy, you can discharge certain types of personal loans, meaning that you’re no longer legally responsible for paying off the debt. If you’re considering filing for bankruptcy, you need to know what personal loans you can discharge and which filing method suits your financial situation.

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Titan Consulting

SEPTEMBER 22, 2020

All types of debt relief programs come with negative consequences, including non-profit credit counseling and bankruptcy, and will directly or indirectly negatively impact your credit score. Options for Consumers Seeking Debt Relief. Credit counseling requires the repayment of the debt in full. Final Thoughts.

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Nexa Collect

JUNE 23, 2023

They may also look into options like debt consolidation or bankruptcy. Avoidance or Ignorance : Some individuals may choose to ignore collection letters, either because they feel overwhelmed and don’t know how to deal with them, or because they believe the debt is not valid.

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Credit Corp

JULY 20, 2020

Even when a company writes off your debt as a loss for its own accounting purposes, it still has the right to pursue collection. Unless you settle or file for certain types of bankruptcy —or the statute of limitations in your state has been reached—you’re still responsible for paying back the debt. Consolidate your debt.

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Titan Consulting

JUNE 21, 2020

Titan Consulting Group helps consumers evaluate various debt relief options and choose the right program that best fits their short-term and long-term financial goals. We work with consumers seeking debt consolidation loans, or who may be considering options like debt negotiation or bankruptcy.

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Credit Corp

MAY 1, 2024

Debt relief may not be the best approach if you want to preserve your credit scores , but if you’re already behind on your credit cards, there’s no additional penalty for signing up. File for Bankruptcy Bankruptcy is a legal process that allows you to eliminate some or all of your debts.

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Credit Corp

FEBRUARY 9, 2024

As long as you stick to the minimum payments needed on all of your other credit accounts while you work to pay down your debt, this method has little immediate impact on your credit report and a reliably positive one in the long term. You’ll need to consider these factors when determining whether a debt consolidation loan is right for you.

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Collection Industry News

FEBRUARY 21, 2022

If you’re struggling to repay high-interest credit card debt, keep reading to learn about three strategies that could help you get out of debt fast. You can also compare a variety of financial products, from balance transfer cards to debt consolidation loans , on Credible’s online marketplace. Debt consolidation loans.

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Credit Corp

FEBRUARY 20, 2025

What Is Debt Settlement? Debt settlement is a strategy where you negotiate with your creditors to pay a lump sum less than your total debt balance. Debt Settlement Pros Debt settlement can offer several advantages, such as: Reduced debt payments: Negotiating a settlement may allow you to significantly reduce your debt.

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Debt RR

APRIL 5, 2022

A common and effective debt collection tactic, this type of lawsuit usually goes after commercial debtors to collect on commercial debt, the money you owe in addition to interest, as well as potential court and attorney fees. There are numerous preventative measures to take prior to a civil lawsuit for commercial debts.

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Credit Corp

FEBRUARY 13, 2025

Check out these 17 questions before you sign up for any debt settlement service. In This Piece What Is Debt Settlement? 17 Questions to Ask a Debt Consolidation Company Debt Consolidation FAQ Research Your Debt Resolution Options What Is Debt Settlement? What Is the Risk of Debt Consolidation?

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Titan Consulting

JULY 22, 2020

While business bankruptcies make the news, experts expect personal bankruptcies to follow. Before you consider filing for bankruptcy, investigate debt negotiation options for unsecured debts like credit cards, which may offer the relief you need without the negative impact of bankruptcy.

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Titan Consulting

MAY 17, 2020

Titan Consulting Group helps consumers evaluate various debt relief options and choose the right program that best fits their short-term and long-term financial goals. We work with consumers seeking debt consolidation loans, or who may be considering options like debt negotiation or bankruptcy.

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Credit Corp

JANUARY 8, 2025

Disadvantages: Theres often a fee for transferring your debt, and if you dont pay it off in the specified time, the interest rate may be higher than your original cards. Debt Consolidation A debt consolidation loan is similar to a balance transfer card, but its a personal loan.

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Titan Consulting

SEPTEMBER 15, 2020

Financial hardship could make it possible to negotiate debt balances and pay less than the full amount owed. Bankruptcy can wipe out unsecured bills, leaving creditors with no way to recover the debt. Is it possible to negotiate a settlement of my debt with my credit card company? Key Takeaways.

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Titan Consulting

MAY 24, 2020

Titan Consulting Group helps consumers evaluate various debt relief options and choose the right program that best fits their short-term and long-term financial goals. We work with consumers seeking debt consolidation loans, or who may be considering options like debt negotiation or bankruptcy.

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Credit Corp

MAY 4, 2021

Consider Bankruptcy as a Last Resort. The thought of filing for bankruptcy might seem scary. If your debt load is so large that you cannot make a dent in it, even after aggressive budgeting, then bankruptcy may provide a way for you to eliminate it and get a fresh start,” said bankruptcy attorney Thomas C.

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Credit Corp

JULY 9, 2024

Consider Debt Consolidation Making monthly payments on multiple student loans can be extremely difficult. If you’re in this situation, it may be time to consider debt consolidation. Talk to an Attorney If you simply can’t afford to pay your private student loans, bankruptcy is another alternative.

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Titan Consulting

SEPTEMBER 8, 2020

Titan Consulting Group helps consumers evaluate various debt relief options and choose the right program that best fits their short-term and long-term financial goals. We work with consumers seeking debt consolidation loans, or who may be considering options like debt negotiation or bankruptcy.

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Sawin & Shea

MAY 29, 2024

Here are a few strategies that will minimize your risk of damaging personal finance ramifications from future rate hikes: Manage credit card debt: Prioritize paying down debt aggressively or explore options like balance transfers or debt consolidation to mitigate increased interest costs before rates rise.

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Roths Child Law

SEPTEMBER 13, 2020

If this does not work, you may consider a debt consolidation loan or a balance transfer credit card. However, it is important to remember that you will still have to pay your debt, and there may be fine print that can cause complications down the road.

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Titan Consulting

JUNE 7, 2020

Titan Consulting Group helps consumers evaluate various debt relief options and choose the right program that best fits their short-term and long-term financial goals. We work with consumers seeking debt consolidation loans, or who may be considering options like debt negotiation or bankruptcy.

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Debt Guru

JANUARY 27, 2021

What are other options to help me get out of debt? If a DMP isn’t for you, you have other options, including: Debt consolidation loans have terms and qualifying for them depends on your credit score. Bankruptcy can be a potential option when you’re totally overwhelmed by your debt.

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Debt Recoveries

OCTOBER 24, 2021

Talk to your Debt Collector. Don’t be afraid of approaching your creditors and debt collectors and talking to them. They can help you avoid a much worse scenario, such as bankruptcy or even court action, simply by picking up the phone and talking to them. Most debt collectors are there to work with you, not against you.

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Titan Consulting

AUGUST 2, 2020

Titan Consulting Group helps consumers evaluate various debt relief options and choose the right program that best fits their short-term and long-term financial goals. We work with consumers seeking debt consolidation loans, or who may be considering options like debt negotiation or bankruptcy.

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