Better Credit Blog

JANUARY 11, 2022

If you find yourself saddled with more debt than you can reasonably pay off in a timely manner, you can always file for bankruptcy. But sometimes bankruptcy is the best way to get a new start so you can then stay on top of your finances, and with hard work, you can begin to turn your financial life around. About Bankruptcy.

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Better Credit Blog

APRIL 11, 2022

It may lead to bankruptcy. When there’s no other option to pay your debt, you may be forced to declare bankruptcy. Several negative implications are associated with bankruptcy, including property loss and damage to your credit score. Debt Consolidation. Debt consolidation loans. Lending Tree.

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Titan Consulting

SEPTEMBER 15, 2020

Financial hardship could make it possible to negotiate debt balances and pay less than the full amount owed. Bankruptcy can wipe out unsecured bills, leaving creditors with no way to recover the debt. When Should You Consider a Debt Settlement Program ? The Consequences of Debt Settlement.

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Sawin & Shea

MAY 2, 2024

If you’re struggling with overwhelming debt, you may be wondering if bankruptcy is the right solution for your financial situation. One of the most common questions people have is “How Much Debt is Needed to File for Bankruptcy?”

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Credit Corp

FEBRUARY 9, 2024

Debt relief won’t hurt your credit alone. Debt relief and debt settlement options don’t hurt your credit score on their own. These programs aim to help reduce your debt and if that debt is revolving credit, it can reduce your credit utilization and improve your credit.

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Debt RR

APRIL 5, 2022

There are numerous preventative measures to take prior to a civil lawsuit for commercial debts. Rather than declaring bankruptcy when you owe considerable sums of money, commercial debt consolidation , commercial debt counseling, and commercial debt settlements are alternatives for businesses that strain to pay off debts past their due dates.

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Credit Corp

AUGUST 24, 2021

This might include options such as budgeting, debt settlement, consolidation loans, or debt management programs. If you work with your credit counselor to set up a debt management plan (DMP), you will make a monthly payment to your credit counselor who will pay your creditors on your behalf. Debt settlement.

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Credit Corp

MAY 1, 2024

Credit card debt forgiveness, also known as debt settlement, involves negotiating with creditors to reduce the amount owed on your credit card balances. It’s crucial to fully understand the terms and consequences before pursuing debt forgiveness and to explore other options such as debt management or consolidation.

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Debt Guru

JANUARY 27, 2021

What are other options to help me get out of debt? If a DMP isn’t for you, you have other options, including: Debt consolidation loans have terms and qualifying for them depends on your credit score. Bankruptcy can be a potential option when you’re totally overwhelmed by your debt.

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Collection Industry News

APRIL 13, 2024

With a debt management plan, you may be able to consolidate your monthly payments into one and get lower interest rates on your credit cards, making it more affordable to pay off what you owe. These plans typically run for three to five years, allowing you to pay off your debt completely during that timeframe.

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Better Credit Blog

JANUARY 20, 2022

It’s also a platinum member of the International Association of Professional Debt Arbitrators. In 2010, the company helped to establish Federal Trade Commission rules to ban abusive debt settlement practices and protect consumers. This is always a good first step before turning to a debt relief company. Bankruptcy.

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Better Credit Blog

APRIL 6, 2022

Typical problems arise from: Bankruptcies : Declaring bankruptcy can resolve short-term problems while also creating long-term credit issues. Debt Consolidation. You may be able to save money each month by consolidating some of your high-interest debt into a lower-interest loan. Debt Settlements.

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Taurus Collect

NOVEMBER 15, 2023

Debt Consolidation: This involves combining all your debts into a single loan, which can make it easier to manage your repayments and save you money on interest charges. Debt Settlement: In some cases, you may be able to negotiate a settlement with your creditors to pay a lump sum that’s less than the full amount you owe.

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