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If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. Credit counseling and debt management agencies may be able to assist you as you work, but with so many untrustworthy schemes out there, how do you know what the right step should be?
You may be considering Chapter 7 bankruptcy. Consulting with a Chapter 7 bankruptcy attorney in Boulder, CO, can help determine if it is the right solution. Our blog will provide a general overview of Chapter 7 bankruptcy. Quick Summary: Chapter 7 bankruptcy allows individuals to discharge most unsecured debts.
Court of Appeals for the Ninth Circuit recently reversed an award of summary judgment in favor of a defendant debt collector against claims that it violated the federal FairDebtCollection Practices Act (FDCPA) by attempting to collect a debt that was discharged in bankruptcy and no longer owed.
Collections agencies tend to get negative reviews from consumers who’ve dealt with them. Unvalidated debts. If you aren’t familiar with the FairDebtCollection Practices Act and how it can work in your favor, a collector may violate your rights without your knowledge. Foreclosures. Harassment. Ads by Money.
There’s no doubt that many debtcollection practices involve aggressive and unseemly tactics used to collect credit card and other unpaid debts, and, as a result, Congress stepped in to curb these practices by passing the FairDebtCollection Practices Act (“FDCPA”). Supreme Court.
Often times, companies and debt collectors do not have sufficient documentation of customers’ debts. The FairDebtCollection Practices Act requires debt collectors to provide valid proof of debts if you submit a validation letter within 30 days of being contacted by a company.
On April 26, the Consumer Financial Protection Bureau (CFPB or Bureau) issued an advisory opinion reminding the industry that a debt collector who brings or threatens to bring a foreclosure action to collect a time-barred mortgage debt may violate the FairDebtCollection Practices Act (FDCPA).
Some of the most common complaints waged against collections agencies have to do with their aggressive collection strategies, reporting issues, and inadequate responses to debt validation requests. Fortunately, you are protected against issues like the one cited above by the FairDebtCollection Practices Act.
Many complaints are centered around reporting errors, harassment, and failure to respond to debt validation requests. Because these issues are frequent with collection agencies like Fairway Collections, you should understand your rights under the FairDebtCollection Practices Act. Foreclosure.
Many people don’t realize that they are protected by the FairDebtCollection Practices Act. The FDCPA gives debt collectors clear guidelines for dealing with customers, including the ones below: Debt collectors can only call between 8 a.m. Foreclosures. Bankruptcy. Identity fraud. Ads by Money.
To get an idea of customers’ experiences with BGE Collections, take a look at the Better Business Bureau and the Consumer Financial Protection Bureau. You should also educate yourself on the basics of the FairDebtCollection Practices Act before reaching out to BGE Collections. Foreclosure. Repossession.
Collections agencies are often the subject of complaints surrounding their faulty reporting and aggressive tactics. You should also read up on the FairDebtCollection Practices Act. This act was written to protect consumers from abusive debtcollection practices and to ensure accurate reporting. Bankruptcy.
And debt buyers often lack the necessary documentation to prove either that they have the right to pursue the claim or that the amount owed is accurate. If a debt buyer or collection agency has violated a consumer protection statute such as the FairDebtCollection Practices Act (FDCPA)–and they often do–that provides leverage to fight back.
While you’re researching, take the time to educate yourself on the FairDebtCollection Practices Act , a law made to protect you from shady and threatening collection attempts. They can also walk through other significant credit issues, like: Bankruptcy. Foreclosures. Hard inquiries. Identity fraud.
You can look to the Consumer Financial Protection Bureau and the Better Business Bureau to view complaints filed against debt collectors. Collections agencies are held to a set of standards set forth by the FairDebtCollection Practices Act. Foreclosure. Bankruptcy. Repossessions. Identity fraud.
To see what customers think of EZ Pass and other debt collectors, take a look at the Better Business Bureau and the Consumer Financial Protection Bureau. You should read up on the basics of the FairDebtCollection Practices Act. Moreover, they can help with a slew of trying credit problems, like: Bankruptcy.
Most of the complaints filed against this particular agency are concerned with their failure to adequately respond to debt validation requests and their faulty reporting. Fortunately, you have rights under the FairDebtCollection Practices Act. For example, the FDCPA limits when collections agencies can contact you.
Most of the complaints filed against this particular agency are concerned with their failure to adequately respond to debt validation requests and their faulty reporting. Fortunately, you have rights under the FairDebtCollection Practices Act. For example, the FDCPA limits when collections agencies can contact you.
To get an understanding of how debt collectors are, and aren’t, allowed to treat you, you need to read up on the FairDebtCollection Practices Act. The FDCPA is your shield against abusive debtcollection practices and inaccurate reporting. Foreclosures. Charge-offs. Hard inquiries. Repossessions.
A lot of these complaints have to do with their aggressive collection tactics, inaccurate reporting, and failure to respond properly to disputes, You can see these complaints by looking to the Consumer Financial Protection Bureau and Better Business Bureau websites. The FDCPA keeps debt collectors in line by: Restricting calls to 8 a.m.
Many of Bison Recovery Group’s complaints are about their: Aggressive collection attempts. In light of these issues, it’s vital that you learn your rights under the FairDebtCollection Practices Act. The FDCPA was crafted to ensure accurate reporting and keep debt collectors in line. Bankruptcy.
They can dispute inaccuracies on your report, help negotiate the deletion of collections entries, and more. If you’re dealing with more than just debt collectors, these companies can help get you on track, whether you’re recovering from bankruptcy, foreclosure, a judgment, or repossession. Tulsa, OK 74107. 800-999-2443.
Many people aren’t aware that they are protected by the FairDebtCollection Practices Act. The FDCPA sets standards for how debt collectors interact with consumers. For instance, it keeps collection agents from calling you late at night and early in the morning. Foreclosures. Bankruptcy.
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